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What to Consider When Buying an Engagement Ring

Buying an engagement ring is usually an exciting process, but it can be challenging too. Fortunately, if you prepare enough and keep a few essential tips in mind, everything will become easier.

Setting Your Budget

Marriage and building a new life with someone can be expensive, but by buying an engagement ring you can afford, you can reduce all that financial stress and anxiety. It’s time to forget about those archaic rules. Keep the focus on your partner and the future you’ll be sharing.

Her Personality and Lifestyle

This is effortless – just observe the kinds of jewelry she already wears. Gold or silver? Basic or elaborate? Also consider her clothing style. If she likes floral dresses, for example, she might love a ring with an ornate design. If she’s more of a sharp and sleek dresser, for example, you should get her something like a platinum beveled ring. In terms of her lifestyle, if she’s the outgoing, sporty type, a flush or bezel setting will keep the diamond from protruding as much as with other styles.

Diamond Basics

Below are the four C’s of diamonds – Cut, Color, Clarity and Carat – that speak of the gem’s beauty and quality:

Cut – This is the number one identifier of what a beautiful diamond is.

Color – Go for a diamond in the G-I range, which is almost colorless. These diamonds are far cheaper than the completely colorless ones in the D-F range, and the naked eye won’t be able to notice the difference.

Clarity – When it comes to what actually makes a difference to the naked eye, clarity is offers the best value.

Carat (Weight) – Once you’re done assessing a diamond based on the first three C’s, go for the biggest carat that fits your budget.

Certainly, you should ask for a lab certification for the diamond, but keep in mind that not all diamond certificates are created equal. The most trusted laboratories are the the GIA and AGS.

Choosing the Right Metal

When it comes to your setting metal, you have four main options to choose from, namely, platinum, white gold, yellow gold and rose gold. White gold is a lot cheaper than yellow gold (even if they look identical) and is easier to maintain and clean compared to platinum. When deciding between 14K and 18K gold, take note that their difference has something to do with their alloy composition, where 18K has 75% gold while 14K has 58%. More people go for 14K gold since it’s less expensive but just as beautiful, and it’s even slightly more durable (gold alone is a soft metal).

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